Services
Five consulting practices
For founders and management teams expanding across the UK, EU, UAE, Asia and North America. Every engagement is scoped in writing — with assumptions, owners and a change-control clause — before work starts.
01
Market entry & structuring
Choosing the right jurisdiction, holding and operating structure and go-to-market model for a first or next market, then implementing it with local counsel.
Typical timeline2–6 weeks
Pricing modelFixed fee
Local counselEngaged per jurisdiction
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Who it is for
—Founders expanding from a home market or choosing a hub for a region.
—Groups with two or more entities preparing for investment, a licence or an exit.
—IP-heavy and regulated businesses that need substance where the value sits.
What is included
Jurisdiction comparisonTax, regulation, banking access, talent and cost compared for your model — not a generic ranking.
Structure of presenceSubsidiary, branch, representative office or partner model, with the trade-offs written down.
Group chart designHolding, operating and IP location; investor and regulatory requirements built in from the start.
Intra-group agreementsLicensing, services and agency agreements drafted with local counsel and a transfer-pricing sanity check.
Substance planningDirectors, decision-making and office requirements that regulators and tax authorities actually test.
Implementation supportA step plan with owners and dates, and coordination of the advisers who execute it.
Deliverables
Comparison memo and recommended structure
Target group chart and step plan
Draft intra-group agreements
What we need from you
Current corporate documents and group chart
Commercial model, customers and target markets
Points of contact for existing advisers
02
Company formation & banking
End-to-end incorporation and corporate administration, followed by bank and EMI onboarding managed as a project — from shortlist to opened account.
Incorporation1 day (UK) to 4–6 weeks (UAE / Asia)
Banking2–8 weeks per application
Pricing modelFixed fee + pass-through fees
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Who it is for
—Anyone who needs an entity set up correctly, with a complete corporate file from day one.
—Non-resident-owned companies that struggle to open accounts.
—Fintechs and groups that need multi-currency, correspondent or safeguarding accounts.
What is included
Name and structure checkAvailability, restricted words, share structure and officer requirements.
Constitutional documentsArticles, shareholder resolutions, registers, UBO / PSC filings.
Registered office and secretaryVia vetted partners; first filings and the ongoing filings calendar.
Bank / EMI shortlistInstitutions matched to your profile, geography, currencies and risk appetite.
KYC file preparationSource of funds and wealth, structure, flow of funds — written so a compliance officer can approve it.
Onboarding managementApplication submission, follow-up, responses to questions, escalation.
Deliverables
Incorporated entity with a complete corporate file
Opened account(s), or documented refusal reasons and next options
What we need from you
Identification documents for directors and UBOs
Business description, flow of funds and expected volumes
Evidence of source of funds
03
Fintech advisory & licensing
Regulatory perimeter analysis and product roadmaps for payment, e-money, lending and digital-asset businesses, then preparation and project management of EMI, PI, MSB, VASP / CASP and similar applications with local counsel.
Preparation2–4 months
Regulator reviewSeparate, regime-dependent
Pricing modelMilestone fixed fee
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Who it is for
—Start-ups and scale-ups deciding whether they need a licence, which one and where.
—Companies applying for EMI / PI / SPI, MSB, VASP / CASP, investment or similar authorisations.
—Businesses that failed a first application and need the file rebuilt.
What is included
Perimeter analysisIs the model regulated, under which regime, in which countries — with the agent and partner routes as alternatives.
Flow-of-funds mappingWho holds what money when; the single diagram every regulator and bank will ask for.
Application project planA dated plan with owners, dependencies and regulator-facing milestones.
Business plan & programme of operationsWritten to the regulator's template and consistent with your financial model.
Governance & safeguardingBoard composition, fit-and-proper files, safeguarding arrangements, reconciliation procedures.
Regulator Q&AQuery responses, meetings and correspondence log through to decision and post-authorisation handover.
Deliverables
Perimeter memo and licensing roadmap
Complete application file and policy suite
Regulator correspondence log and post-authorisation obligations calendar
What we need from you
Product description and flow of funds
Financial model and funding evidence
CVs and fit-and-proper data for key persons
04
AML & compliance
A compliance function built to be used — business-wide risk assessment, policy suite, customer risk scoring, monitoring rules, MLRO support and staff training — for regulated and soon-to-be-regulated firms.
Typical timeline3–6 weeks
Pricing modelFixed fee; retainer for ongoing support
Independent reviewAvailable separately
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Who it is for
—Regulated and soon-to-be-regulated firms in payments, e-money and digital assets.
—Businesses onboarding with banks and PSPs that need a credible programme on file.
—Firms rebuilding a programme after a regulator finding or a bank de-risking decision.
What is included
Business-wide risk assessmentCustomers, products, geographies, channels and delivery — scored and documented.
Policy suiteAML / CTF, sanctions, KYC / CDD, transaction monitoring, SAR and record-keeping.
Customer risk scoringA model your onboarding team can apply consistently, with evidence for every score.
Monitoring & escalationRules, thresholds and the alert-to-SAR workflow, tuned to actual volumes.
MLRO support & trainingOngoing support for the nominated officer; role-based staff training with records.
Independent reviewGap analysis against the regulator's expectations before someone else does it.
Deliverables
Risk assessment and policy suite
Customer risk-scoring model
Training records and gap-analysis report
What we need from you
Product and customer description with volumes
Existing policies, if any
Names of the MLRO and compliance staff
05
Technology & product
Requirements, architecture and vendor selection for core banking, card issuing, KYC, AML monitoring and ledger stacks, plus dedicated engineering teams with delivery management for fintech and SaaS products.
Advisory3–8 weeks
DeliveryOngoing, sprint-based
Pricing modelHourly, fixed fee or team retainer
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Who it is for
—Financial and SaaS businesses choosing or replacing core platforms.
—Companies that need an engineering team without building one in-house.
—Regulated firms whose IT must satisfy security and outsourcing requirements.
What is included
Requirements & architectureFunctional and regulatory requirements translated into an architecture document.
Vendor selectionComparison, RFP pack and contract review with partners — with exit terms considered.
Integration & data-flow designHow money, data and KYC events move between systems, and where records live.
Security & outsourcing requirementsIT controls, access, logging and the outsourcing register regulators expect.
Dedicated teamBackend, frontend, QA and DevOps under a delivery manager and an SLA.
HandoverDocumentation, source code under your ownership, support arrangements.
Deliverables
Architecture document and vendor comparison
RFP pack and contract review notes
Working software with documentation and source code
What we need from you
Current systems and integrations
Product roadmap and volumes
Regulatory and security constraints
Regulator, government and third-party fees are passed through at cost. No outcome is guaranteed: authorisation and account-opening decisions always rest with the regulator or the bank.